As investors, we often look for key milestones that signal transformative changes in markets and shifts in the world of finance. These milestones serve as markers, helping us make sense of an otherwise unpredictable landscape. Bitcoin’s recent surge to US$100,000 per coin is one such milestone.
But why does this matter?
It’s not just a number on a chart—it represents a tipping point. A moment when traditional finance (TradFi) stops treating Bitcoin as a curiosity and starts taking it seriously. This moment has far-reaching implications, reshaping economies, rethinking investment strategies, and driving a wave of institutional adoption. Let’s explore how we got here, where we’re going, and why it’s so crucial.
To understand Bitcoin’s potential, it’s important to take a step back and recognise the evolutionary milestones that have already shaped its journey:
Each of these milestones was met with initial skepticism, but over time, their significance became clearer. Similarly, Bitcoin’s rise to $100,000 marks another milestone—a catalyst for widespread adoption. We’re entering a new phase, where Bitcoin isn’t just a speculative asset; it’s becoming an integral part of the financial system.
When Bitcoin hits US$100,000, it crosses the threshold from a niche digital asset to a mainstream financial instrument. Traditional finance (TradFi) won’t just be participating—it will be competing to lead. This is when the floodgates open for institutional money to flow into Bitcoin, bringing with it regulatory clarity and a surge of global adoption.
Bitcoin’s surge signals that it is finally being taken seriously by the broader financial world. More and more institutions are starting to treat it as a store of value, and this shift will only accelerate as the financial landscape evolves.
Bitcoin’s primary use case has been solidified as "digital gold"—a store of value in a world where traditional currencies are being devalued by unprecedented money printing. Since 2000, the global money supply, managed by the world’s largest central banks, has exploded by over 500%, far outpacing global economic growth. This inflation of the monetary supply distorts asset prices, inflating the value of property and eroding purchasing power.
The chart below shows the growth of the global money supply, managed by the four largest central banks, growing from $16 trillion in 2000 to an estimated $89 trillion by the end of 2024. That’s more than 500% growth. The money isn’t being used to facilitate trade—it’s being pumped into investments. As a result, asset prices—especially property—have skyrocketed by up to 400% more than they should have, benefiting investors and property owners but hurting the many who rely on salaries to make ends meet.
This money-printing strategy is deliberate. It’s a way for governments to inflate debt away, making it easier to pay off loans that would otherwise be unpayable. But the cost of this strategy is borne by the everyday person. While politicians, banks, and asset-rich individuals profit, the average worker sees their purchasing power erode. The damage is done, and there’s no turning back.
This is where Bitcoin comes in. With its fixed supply of 21 million coins, it offers a hedge against the ongoing devaluation of traditional currencies. As governments continue printing money, Bitcoin is positioning itself as the ultimate store of value, providing a safe haven for wealth in an increasingly volatile financial world.
Looking ahead, Bitcoin’s role will expand. While it won’t replace the US dollar as the primary payment currency, it’s likely to become what I call the Global Reference Currency (GRC). Other currencies will be benchmarked against Bitcoin, and it will serve as a barometer of global economic performance.
Much like how the US dollar has historically been the Global Reserve Currency (GRC)—backed by gold and dominant in global trade—Bitcoin will influence cross-border capital flows and investment strategies. Countries with weak currencies will see capital exit at alarming rates, further cementing Bitcoin’s position as the go-to currency for wealth protection and long-term value.
So, where does Bitcoin go from here? Here’s what we're seeing:
These projections aren’t just wishful thinking. They’re based on trends we’re already experiencing, including regulatory momentum, technological advancements, and the growing importance of crypto in the global financial ecosystem. As institutional adoption continues and the Trump administration pushes for Bitcoin-backed stablecoins, the pace of adoption will increase, driving Bitcoin’s price upward.
Bitcoin’s rise underscores the importance of staying ahead of structural shifts in the market. Here are three key takeaways for wealth-focused investors:
As we move forward into this transformative era, the key is to focus on the fundamentals. Bitcoin is more than just a speculative asset—it’s a glimpse into the future of finance. For those who act today, it represents an opportunity to protect and grow wealth in an increasingly uncertain world. The future is digital, and Bitcoin is leading the way.
Disclaimer: The views and predictions expressed in this article are those of the author and do not necessarily reflect the opinions or stance of Wealth99. These insights should be considered as general commentary and not as financial advice.